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What is PCI DSS?

 

PCI DSS requirements are set by PCI Security Standards Council (PCI SSC), founded and enforced by Payment Brand (through your acquiring bank(s)). Payment Card Data Security Standard (PCI DSS) is the global data security standard that any business of any size must adhere to in order to accept payment by card and either store, process, and/or transmit cardholder data.

It contains common sense yet rigorous controls that mirror best security practices. PCI DSS applies to the protection of ‘CardHolder Data’ (CHD), centred around the Primary Account Number (PAN).

pci-pan

Who Should Comply and How

The PCI DSS applies to all entities that store, process, and/or transmit CardHolder Data. That means both Merchants and service providers to Merchants (IT, Data Centre, Call centre, Storage, Cloud providers to name a few). It covers technical and operational system components included in, or connected to, the CardHolder Data you handle.

If you accept, store, transmit and/or process payment cards, PCI DSS applies to you.

Reporting requirements differ based on your business (Service providers or Merchants), the number of cards you process per year, and how you take payments (In Person, Phone, Mail, Fax or E-commerce).

You may only be required to comply with a handful of requirements. Talk to us today to see how!

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PCI DSS v3.1 to PCI DSS v3.2

+scroll down for v3.2

The PCI DSS v3.2 was published in April 2016, and became effective on October 31, 2016. The good news for organisation bound to comply is that vast majority of changes are simply “Clarifications” of v3.1.

The remaining changes, referred to as “Evolving Requirements” and “Additional Guidance” are summarised in the guidance provided by the PCI Council here: PCI DSS v3.2 Summary of Changes

As with PCI DSS v3.1, the new version continues towards making PCI compliance a “Business as Usual” activity for merchants, to integrate PCI compliance with other important day-to-day business activities.

“It about making PCI compliance part of your business, not a once-a-year,
study-for the test thing”.
Bob Russo, General Manager of the PCI SSC
Privasec offers peace-of-mind PCI DSS-as-a-Service to help organisations stay compliant throughout the years, to every version of the PCI DSS.

PCI DSS v3.2

In April 2016 the PCI Council released version 3.2 mainly to address new exploits and provide additional clarity for implementing and maintaining PCI DSS compliance.

PCI DSS 3.2 updates a number of requirements and includes some new requirements. A full list of change is available here: PCI DSS v3.2 Summary of Changes: PCI DSS v3.2 Summary of Changes

The revisions are effective immediately, but the impacted requirements have a sunset date to allow for organisations with affected systems to implement the changes

  • Five new sub-requirements for service providers affecting requirements 3, 10, 11 and 12.
  • New sub-requirements have been added to requirement 8 to ensure multi-factor authentication is used for all non-console administrative access and all remote access in the cardholder data environment.
  • Added Appendix A2 and A3 which incorporate new migration deadlines for removal of Secure Sockets Layer (SSL) /early Transport Layer Security (TLS), and the “Designated Entities Supplemental Validation” (DESV), respectively.

Not sure if this applies to you?

Don’t leave it to the last minute.

Give us a call and find out.

 

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PCI DSS Services

 

Our work ethic is geared towards building a strong and long lasting relationship with our customers. We are committed to partnering with you and taking a pragmatic approach to address the risks and issues faced by your business in relation to the compliance program. We also work with you to effectively reduce your compliance issues.

PCI DSS Scope
and Gap Assessment

Find compliant options to reduce your scope and create a plan to fix your non-compliances.
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PCI DSS Remediation

Expert guidance and advice to remediate your non-compliances and keep your costs down.
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PCI DSS Penetration Testing
and Wireless Scanning

Ad-hoc or managed Penetration Tests and Wireless Scans as required by the PCI DSS
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PCI DSS Certification

Qualified assessment of your compliance status and deliverance of your Attestation of Compliance (AOC).
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PCI DSS Maintenance

Maintain your compliance throughout the year and avoid the stress of re-certification.
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PCI-DSS-as-a-Service

Piece-of-mind all-inclusive service to ensure you reach and maintain compliance whilst getting best value for your business.
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Don’t let PCI DSS slow down your business.

We work with you to provide you with flexible and practical solutions so whatever happens on your path, your business can keep moving forward.
We provide tailored and collaborative solutions to meet your business goals as well as your compliance requirements.
We assign QSAs who are the right culture fit for your organisation and project.
We don’t just tick boxes – Our professionalism, values and our work set us apart. Our QSAs have gained industry knowledge and efficiency through years of experience.

Contact us to understand our services in more detail.

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